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Бізнесу Приватним клієнтам Інтернет-Банкінг Клієнт-Банк
Оплата платежів
Депозити
Кредити
Платіжні картки
Переказ коштів з картки на картку
Поточні рахунки
Прийом платежів від населення
Грошові перекази
Цінні папери
Індивідуальні сейфи
Перевезення цінностей
Інтернет-Банкінг
IBOX MONEY TRANSFER
Умови банківського обслуговування
Консьєрж сервіс
Тимчасові обмеження Національного банку України на проведення банківських операцій

Deposit-secured loan

Deposit-secured loan from IBOX BANK is an opportunity to get loan money fast for current purposes secured by the property rights of funds on the deposit account.

Advantages of the loan program:

  • access to funds without dissolution of an agreement and loss of interest on deposit
  • loan arrangements in currency different from currency of deposit
  • pledge by loan funds placed on deposit by a third part — property guarantor
  • repayment of the whole loan in one payment by the end of the loan term
  • no expenses on insurance and notary services for securitization

Loan currency – UAH
Loan amount – from 10,000.00 UAH to 200,000.00 UAH (inclusive)
One-time commission for loan servicing – 0.50% of the loan amount (at least 500.00 UAH)
Procedure of loan repayment – monthly, by instalments or at the end of validity of the loan agreement Loan term – up to 12 months (period of expiration of the loan agreement is specified not later than in 1 calendar day up to the date of return of bank deposit according to terms and conditions of bank deposit agreement

Loan parameters Terms
Ratio between the amount of
loan and deposit:
Deposit and loan
in national currency of
Ukraine 

Deposit in foreign currency,

loan national currency of
Ukraine 
up to 1 month up to 98.00%
of deposit amount
up to 95.00%
of deposit amount
from 1 to 6 months up to 95.00%
of deposit amount
up to 90.00%
of deposit amount
for more than 6 months up to 90.00%
of deposit amount
up to 80.00%
of deposit amount
Interest rate margin between
loan and deposit
Deposit interest rate
+ from 2.00% to 5.00% per annum
Deposit interest rate is defined
individually (depending on the amount
and term of loan)